A 1003 is a Uniform Residential Loan Application.The 1003 will look the same no matter what residential lender you work with. It's exactly the same form that everybody in the industry uses.
This 1003 application is generally several pages long, and each page requires either intials or a signature, or both. This application is part of the initial process of applying for a mortgage loan.
Most loan officers will be happy to help you fill out the initial 1003.
A married couple filling out the 1003 can apply on the same application. However if you are applying with someone else and you are not married then you must fill out two separate applications.
A 1003 or Uniform Residential Loan Application is the standard loan application completed by borrowers when applying for a mortgage loan.
The 1003, loan application, needs to be filled out as completely and accurately as possible. Any intentional or negligent misrepresentations of the information completed on a loan application may result in civil liability.
The purpose of the 1003 application is to document your personal and financial information for use by an underwriter in the loan process.
This
is not a commitment to lend. Restrictions may apply. Information
is subject to change without notice. All loans are subject
to credit approval. Equal Housing Opportunity.